Episode notes
In this week’s episode, Jay Peroni, CFP tackles one of the most important and overlooked parts of preparing for retirement: asking the right questions before you make the leap.
Jay explores Social Security, retirement age, and 401(k) readiness. Jay explains why the traditional age 65 retirement mindset may be outdated, with many retirees now living 25–30 years after leaving the workforce. Using humor and biblical wisdom, he reminds listeners that planning isn’t fear-based...it’s stewardship, citing Psalm 90:12: “Teach us to number our days, that we may gain a heart of wisdom.”
Jay breaks down Social Security claiming strategies, comparing age 62, full retirement age, and age 70 benefits. Delaying benefits can provide a 6–8% increase per year - something nearly impossible to duplicate elsewhere. While headlines warn that Socia ...
Keywords
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