Episode notes
Proverbs 21:5 reminds us that “the plans of the diligent lead surely to abundance.” In this episode, Jay Peroni, CFP unpacks one of the most overlooked threats to a retiree’s income—taxes—and reveal how strategic, faith-based planning can help you keep more of what you’ve earned and give more to the causes you love.
Jay explains how even Social Security benefits can be taxed—sometimes up to 85%—depending on your overall income. Through the stories of real clients like Rick and Susan, who were blindsided by a sudden tax spike, and Carol, a widow who turned grief into generosity through charitable planning, listeners learn how thoughtful coordination across income sources can turn financial surprises into opportunities for stewardship.
The conversation then moves to 401(k)s, IRAs, and Roth accounts, exploring how timing withdrawals, usi ...
Keywords
financeinvestmentsfaith