Most retirees don't fail because they didn't save enough. They fail because nobody taught them how to spend.

After forty years of climbing toward financial independence, the moment you are supposed to start enjoying it is the moment most people freeze. Connor Tyson is a Chartered Financial Consultant with over twenty-two years in the industry and the founder of Progress Solutions LLC, where he helps people engineer the descent from accumulation to confident decumulation. In this conversation, Connor breaks down the four-bucket framework that turns a portfolio into a monthly paycheck, walks through the three phases of retirement spending, explains the Rule of 72 reload that lets your wealth keep working while you live off it, and lays out the behavioral habits that separate retirees who run out of money from those who simply run out of permi ...