In this week's episode, John and Bryan are joined by David Spencer from Ribbon. David explains Ribbon's process and how they empower buyers, sellers, lenders, and agents with cash. Their goal is to help put families into homes and have less of Wall Street.

David explains that Ribbon is not a mortgage company and that they are simply here to help empower and educate borrowers and sellers. With Ribbon, first-time homebuyers can elevate their offer into a cash deal, making them more likely to have their offer accepted. Bryan asks David, "Are most people going into Ribbon before making an offer on the property or because they are having some hiccups on financing at the 9th hour?" David explains that their business comes mostly from first-time homebuyers who are having difficulties getting their offer accepted.

To use Ribbon, you must be  ...