Most buyers delay buying a home for years because of one major credit myth — and in this episode, we’re putting it to rest.

In today’s episode of Closing the Deal, Zach Dickson and mortgage expert Sam Enright break down what credit score you actually need to buy a home in 2026, why perfect credit is not required, and how misinformation keeps buyers stuck on the sidelines.

We cover:

The minimum credit scores lenders can work with

What an optimal credit score really does for your loan

Why waiting for a 700+ score can cost you more in the long run

The fastest ways people accidentally destroy their credit before buying

A real client success story where credit jumped 100+ points in weeks

If credit is the thing holding you back from buying in 2026, this episode walks you through exactly what lenders look  ...