Motormouth breaks down the dirty truth about dealer maintenance plans-what they cover, what they don't and who really benefit. Are prepaid service plans worth it, or just another way to lock you into the dealership ecosystem?

From real-world ownership costs to hidden exclusions, we dig into why many drivers think they're saving money when they're not - and when dealer plans actually make sense.

Share your experiences in the comments. Did the dealer plan save you money or costs you more?

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