In this episode of Bartelle’s Money Talk, Theresa sits down with Karlesha V. Hewitt, Esq., financial literacy educator, and founder of Wisdom Child Consulting, to talk about budgeting, debt, life insurance, and why financial freedom begins with the courage to start.

Karlesha shares her personal journey of realizing that good credit and paying bills on time did not mean she was truly building wealth. After discovering financial literacy, she began applying what she learned and paid off about $60,000 of debt outside of her student loans. She explains how facing your finances, looking honestly at your numbers, and creating a budget can move you from confusion and shame into clarity, structure, and freedom.

This conversation also covers the importance of community, accountability, financial education, life insurance, and learning how to s ...