The $300 Billion Embedded Finance Revolution: AI, Payments, and Strategic Growth

Banking on Information by Rutger van Faassen

S02 E39
12:17
Episode notes

David Chung, Partner at Simon Kucher, explores the $300 billion embedded finance opportunity, discussing three key market trends driving growth. He shares insights on revenue acceleration strategies for financial institutions, fintechs, and software providers while examining AI's transformative impact on the industry's future.

Key Takeaways

  • Embedded finance represents a $300 billion revenue opportunity with over 20% CAGR growth driven by convergence of payments and software
  • Three primary trends fuel growth: payments-software convergence, merchant demand for all-in-one solutions, and customer expectations for frictionless experiences
  • Revenue acceleration can be realized quickly - some clients see ROI within months through strategic pricing and positioning optimizations
  • Payment processing wi ... 
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Keywords
GenAIbankinginnovationFintechConsultancyEmbedded FinanceFutures ThinkingDigital BankingPaymentsFinancial ServicesAIFinancial MarketingGlobal PaymentsTrusted AdvisorTechnology AdoptionAgentic AIAI AssistantFuture of BankingSmall Business Bankingpoint of sale financingModernizationdigital transformationArtificial IntelligenceWHY statementAI in BankingFuture of FinTechB2B MarketingDifferentiationAI in MarketingStrategic ExecutionAI adoptionPricing StrategyMonetizationPredictive AnalyticsGo-to-Market StrategyCommercial Strategy
Where this episode is made
Country
United States, USA