Thorn Letters: Fiancé’s Debts, Credit Card Cash Advances & Secret Millions
13:22 Life by Bri Smith, CPA
Episode notes
In this episode of 1322 Life (Season 3, Episode 9), Bri answers five thorn letters about family money pressure, credit card requests, secret wealth, and a father’s betrayal.
📬 LETTERS WE ANSWER:
1. “My fiancé’s grandparents want my entire paycheck to repay his $20k debts – even though I never borrowed the money. Am I wrong to refuse?” – Bri says: He’s a fiancé, not a husband. Not your problem. If you marry, then you decide together – but 100% of your check to his family? Absolutely not.
2. “My sister wants me to take a cash advance on my credit card (18‑24% APR) for a house deposit. She’ll pay back in 2‑4 weeks. I just paid off my card – should I do it?” – Bri: No. Proverbs says it’s foolish. Cash advance has no grace period. She can use her own card. Also, a mortgage lender will ask if it’s a gift – don’t sign a false document ...