What does a wealth advisor actually do all day? Heidi Foster has a surprising answer: she brings people peace.

With more than 30 years of experience managing investments for individuals, families, and charities, Heidi has seen it all — the spenders married to the savers, the retirees who don't know how to stop accumulating, the divorce clients, the inheritance clients, and the 20-somethings who just need someone to tell them to open a Roth IRA. She's a VP and wealth advisor at American Wealth Management, a USC and UNR MBA graduate, and a former executive at Wells Fargo's private bank.

But the thing that makes her exceptional isn't the numbers. It's the people.

In this episode, Heidi joins Liane and Annie for a warm, frank conversation about money, psychology, parenting, and why your financial mindset was probably formed before y ...