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Small and Medium sized businesses are the backbone of the American economy, yet we rarely get the financial help that large businesses get. I have seen stats were only between 13-30% of small businesses get financial backing from financial institutions or banks. Looks like the deck is stacked against those who are supposed to help keep this boat afloat. The Federal Reserve Bank's Small Business Credit Survey. a staggering 85% of small businesses are experiencing financial difficulties in 2021 alone. How can almost 9 out of 10 small businesses need financial support and probably won't get it from financial institutions.

Lots of small businesses apply for business loans for a variety of reasons: inventory purchases, cash flow for everyday operations, payroll expen ...