Most people know about Equifax, Experian, and TransUnion.

What most people don't know is that there are other consumer reporting agencies collecting information about them every day.

In Episode 11 of The Real Credit Talk Show, Lady T takes listeners beyond the traditional credit bureaus and into the world of specialty consumer reporting agencies that can influence everything from banking and insurance decisions to identity verification and alternative lending approvals.

Learn how companies such as LexisNexis Risk Solutions, ChexSystems, Teletrack, and A-PLUS collect, maintain, and share information that can impact your ability to:

• Open a bank account • Obtain insurance coverage • Verify your identity • Access certain lending products • Pass background and risk assessments

This episode explains what these agencies d ...