Bernadette welcomes Dr David Wilson back to The People's Podcast for a wide ranging conversation about why New Zealand feels expensive, why our productivity has stalled, and what a genuinely different economic approach would look like.

David breaks down the "cosy oligopoly" running our banking sector and the real cost it adds to your mortgage, why splitting the gentailers apart could pull hundreds off your power bill, and why the country that already owns Transpower and the lines trusts should own the generation too. He explains why manufacturing matters more than most people realise, why the banks would rather lend against houses than back a small business, and what Norway, Denmark and Singapore did differently while we sold ours off.

The conversation also covers the aging population and the superannuation gap, why he opposes a capit ...