You've built a portfolio, so why are the banks starting to slow you down?

In this episode of The Deal Desk, Ben sits down with Nick Ball to break down two real client scenarios: one couple scaling aggressively using debt recycling and equity from their offset account, and another already holding two properties who needed to unlock equity without selling, by moving debt into separate company structures.

They get into why purchasing through companies and trusts protects your borrowing capacity as you grow, how to free up room to keep buying without triggering stamp duty or CGT, and why standard compliance accounting often isn't enough once you're scaling seriously.

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