The Bilt program is a transferrable points currency that has some unique benefits but also has some complexity that can make it intimidating! It has arguably the BEST menu of transfer partners of any transferrable points currency, so it’s one that you should know about! Its main claim to fame is that you can earn points on paying rent or mortgage, but even if you do not have housing payments or do not want to use the program in this way, there is a TON of potential for value. You can even earn and redeem Bilt points without a Bilt credit card!

Want a Bilt card? Card Referral Links

Sign up for Rakuten and link your FREE Bilt account (you do NOT need to have a Bilt credit card) to earn Bilt points for your regular onli ...