Do you wonder what the heck you are supposed to do with credit cards once you open them? Do you keep them forever? Cancel? In this episode, I'll discuss what your options are once you've opened a card and held it for a year, and how to decide whether to keep, cancel, downgrade, product change, or ask for a retention offer. Then we will take a look in my wallet, and talk about what I plan to do with each of my cards and WHY, which can help you with your own decision-making process.