In this episode, we’re breaking down one of the most important—and often misunderstood—factors in qualifying for a mortgage: your Debt-to-Income Ratio (DTI). We’ll explain what DTI is, why lenders care about it, and how it impacts your ability to get approved for a home loan. You’ll learn how to calculate your own DTI, what the ideal ratios are for different loan types, and strategies to improve your DTI before you apply for a mortgage.

Whether you’re just starting to explore your options or you’re getting ready to submit a loan application, The Spokane Home Buyer Podcast is here to help you understand the numbers and set yourself up for success. Tune in for straightforward explanations, actionable tips, and the latest updates to help you achieve your homeownership goals.

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