How do you know where your money should actually go each month? The 50/30/20 budget rule offers a simple framework for making your income work smarter, not harder.

In this podcast, we break down the 50/30/20 rule: 50% of your income goes toward needs, 30% toward wants, and 20% toward savings and paying down high-interest debt.

We’ll talk about how to determine what truly belongs in each category, how to prioritize when your expenses don’t fit perfectly into the rule, and practical strategies for making adjustments that work for your unique financial situation.