169 - July's Cash Flow Breakdown And Unexpected Events...
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In this episode, we’re breaking down our July cash flow—the real numbers and how our flexible budgeting system handled a messy month without falling apart.
July came in at about $2,850 in total expenses and about $5,652 in total income, including rental income, dividend income, and a one-time billboard payment. Even with unusual costs, we ended the month with roughly $842 going back into savings after expenses, reinvestments, and paying off the CONY Experiment.
We also talk about why our cash flow system does not depend on perfect monthly consistency. Some expenses are fixed, some are lumpy, some are lifestyle-based, and some are just life doing what life does. Instead of obsessing over a rigid zero-based budget, we use buffers, credit card timing, dividend income, and savings flexibility to keep everything moving.
In this episode, we cover:
- July income vs expenses
- How much we spent living on the road
- Dividend income from the income and main portfolios
- Unexpected income and expenses
- The CONY Experiment loan payoff
- Why flexible budgeting works better for irregular expenses
- How van life keeps core living costs relatively low
- Why savings buffers matter when life gets weird
This is not a perfect-budget fantasy. It’s a real cash flow disclosure with real numbers, real tradeoffs, and a system designed to bend instead of break.
Follow Along With The Cashflow Numbers:
CONY Experiment
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