Are you trying to squeeze the absolute highest lifetime payout out of your retirement savings? Should you permanently annuitize your contract, or should you use a GLWB (Guaranteed Lifetime Withdrawal Benefit)? 🛑💸

In this video, Shawn Plummer from The Annuity Expert gives a candid breakdown of the two ways to generate guaranteed income from an annuity. The brutal truth? Annuitization is an irrevocable decision where you completely surrender your lump sum to the insurance company. Conversely, a GLWB (also known as an income rider) gives you total flexibility: you keep your money, earn interest, maintain emergency liquidity, and leave a lump-sum death benefit for your heirs!

But which one actually pays more? Shawn reveals that while annuitization can pay a slightly higher monthly check, it usually only happens in a very specific niche  ...