Can a Pension Lump Sum Create More Income Than a Pension?

Are you trying to decide whether to take your company's monthly pension payout or walk away with the lump sum? Before you sign your retirement paperwork, you need to understand the massive risk of giving up control of your money!

In this video, Shawn Plummer from The Annuity Expert gives a candid breakdown of why taking the pension lump sum and rolling it into an IRA annuity can actually generate more monthly income than the pension itself! Shawn explains that right now, annuity payouts are at their highest levels since the 1990s.

Even if the income payouts are similar, Shawn explains the brutal reality of a company pension: you permanently surrender your lump sum. If you get cancer, your house burns down, or you need long-term care, you cannot tap into your pension for emergency cash! By executing a direct rollover into an IRA annuity, you can legally guarantee your lifetime paycheck while retaining emergency liquidity, better joint-survivor options, and health-related penalty waivers!

👉 Run your own math and stress test your pension lump sum right here:

https://www.annuityexpertadvice.com/annuity-calculator-2/

⏱️ Video Chapters:

0:00 - Intro: Can a pension lump sum create more income?

0:16 - Why now is the best time to stress test your payout

0:36 - The danger of giving up control to your pension company

1:00 - Why you absolutely need emergency access to your lump sum

1:20 - Rule of Thumb: Always stress test your lump sum payout

2:07 - The benefits of an IRA annuity (Liquidity, waivers, and joint life)

3:29 - The "Age Band" Secret: How waiting just one year can boost your payout

4:12 - How to get free, anonymous quotes from The Annuity Expert