Dealing with health issues can be incredibly stressful, and figuring out how to safely manage your retirement savings at the same time is a massive challenge. If you have health problems, is an annuity a smart place to put your money, or will it lock up your cash when you need it most for medical bills?

In this video, Shawn Plummer from The Annuity Expert gives a candid, empathetic, and straightforward breakdown of exactly how to navigate annuities when dealing with health concerns. His absolute biggest rule: Do NOT buy a SPIA or DIA! If you have health problems, you cannot afford to "annuitize" and permanently hand total control of your money over to an insurance company.

Instead, Shawn explains why Fixed and Fixed Index Annuities are brilliant tools for medical scenarios. He breaks down how "Crisis Waivers" allow you to access your  ...