Is a RILA Annuity Riskier Than A Fixed Index Annuity?
Retire For Less With The Annuity Expert di Shawn Plummer
Note sull'episodio
Are you tempted by the high growth potential of a RILA (Registered Index-Linked Annuity), but terrified of losing a chunk of your hard-earned retirement savings to a stock market crash?
In this video, Shawn Plummer from The Annuity Expert answers whether a RILA is actually riskier than a Fixed Index Annuity (FIA). The straightforward answer is YES! Shawn breaks down how RILAs use a "buffer" system (meaning you can still lose money up to a certain percentage, like 10%, before the insurance company steps in). Because your principal is exposed to the market, RILAs carry real downside risk!
Instead of falling for this new, gimmicky product, Shawn reveals a brilliant strategy for Fixed Index Annuities. By purchasing an elite FIA (like the Athene Performance Elite) and paying a small fee for higher participation rates, you can capture RILA-Â ...Â