Are you trying to time the market to lock in the absolute highest annuity rate, but you're not sure when the insurance companies are going to change their numbers? What if you could lock in today's massive rate without actually having to fund the account yet?

In this video, Shawn Plummer from The Annuity Expert answers the question: How often do annuity rates change? While the short answer is "sporadically" (usually monthly or quarterly, depending on the Federal Reserve), Shawn reveals the hidden seasonal trends that insurance companies use to adjust their payouts throughout the year.

More importantly, Shawn shares a massive insider secret: the Rate Lock strategy! He explains how submitting a simple application can lock in a high fixed interest rate for 45 to 60 days. If rates suddenly drop, you are completely protected. But if rates  ...