Are you worried that the insurance company is going to pull a "bait and switch" and drastically slash your upside potential halfway through your contract?

In this video, Shawn Plummer from The Annuity Expert answers the critical question: Are annuity cap rates locked in? The truth is, it depends! Traditionally, the cap rates on Fixed Index Annuities (FIAs) can change at each annual anniversary. However, Shawn reveals an exciting new trend in the industry: several top-rated carriers are now offering cap rates that are 100% locked in for the entire length of your contract!

Shawn shares exactly which companies (like Athene, Lincoln Financial, and Oceanview) are offering these locked-in rates to give you total predictability. However, he also issues a massive warning: DO NOT fall for the "gotcha" trap of locking your money into new, engin ...