What actually makes a good annuity contract? With thousands of options on the market, finding the right one can feel impossible, especially when insurance companies hide their drawbacks in the fine print!

In this video, Shawn Plummer from The Annuity Expert reveals exactly what an independent broker looks for behind the scenes to protect clients from bad contracts. Shawn breaks down the hidden "gotchas" in Multi-Year Guaranteed Annuities (like carriers applying surrender charges to your death benefit if you pass away early!).

He also exposes the trap of "engineered Frankenstein indexes" inside Fixed Index Annuities, explaining why locking your money into the true S&P 500 or NASDAQ 100 is almost always a safer bet. Finally, Shawn shares his unfiltered thoughts on why you should actively avoid Variable Annuities and DIAs, and exactl ...