Interest rates are officially increasing for the second time this year! Starting May 1, 2026, we are seeing another massive wave of rate hikes across the board, making this literally the best time to buy an annuity since the 1990s.

In this timely update, Shawn Plummer from The Annuity Expert breaks down exactly what these increases mean for your retirement portfolio. Shawn explains why Multi-Year Guaranteed Annuity (MYGA) rates are now hitting between 5.00% and 6.30%, and why he strongly recommends locking in longer-term contracts (5 to 7 years) before the Federal Reserve potentially drops rates in the future.

You will also learn why Fixed Index Annuity (FIA) caps and participation rates are surging, and why delaying your lifetime income payout to "wait until you are a year older" could actually cost you thousands of dollars if intere ...