Are you worried about locking up your hard-earned retirement savings in an annuity? A massive fear for pre-retirees is losing access to their cash in an emergency. The truth is, whether you can touch your money or not depends entirely on the type of annuity you buy!

In this quick video, Shawn Plummer from The Annuity Expert breaks down exactly which annuities provide flexible withdrawal options and which ones trap your money forever. Shawn explains why he strongly advises against irrevocable contracts like SPIAs and DIAs that force you to give up control of your principal. Instead, he reveals the 4 specific types of annuities that allow you to take penalty-free withdrawals each and every year, as well as how to attach a Guaranteed Lifetime Withdrawal Benefit (GLWB) so you never run out of income.

📖 Read our full, comprehensive guide  ...