It can be incredibly tempting to chase the highest possible interest rate, but what happens when that top-tier rate is offered by a lower-rated insurance company?

In this video, Shawn Plummer from The Annuity Expert answers a critical question: Should you buy an annuity from a B-rated carrier? The short answer is almost always no. Shawn explains why you should stick to carriers rated A-minus or better (by AM Best) with at least 25 years of financial stability. You will learn exactly why B-rated companies offer higher yields (hint: they are trying to buy up businesses to build capital), and the very real dangers of trusting a poorly managed company that could face a downgrade or insolvency.

If you absolutely must use a B-rated company to solve a hyper-specific niche problem, Shawn reveals the exact strategy you must use to ensure your  ...