What happens if you suddenly can’t work due to illness or injury? In this episode, we break down everything you need to know about income protection insurance—your backup plan when life throws the unexpected. You’ll learn:

• How income protection differs from disability insurance
• Who needs it most (and why age and job type matter)
• What to look for in a policy—elimination periods, benefit lengths, and more
• Why waiting for group coverage may leave you vulnerable
• How this insurance supports your retirement and debt payoff goals

Whether you're self-employed, a high-income earner, or simply someone who depends on a regular paycheck, income protection could be the most important financial product you’re overlooking.

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