What happens to your annuity when you die? If you don’t have the right beneficiary setup, the answer might not be what you expect. In this episode, we break down how annuity beneficiaries work, who you should name, and how to avoid costly mistakes that could leave your loved ones empty-handed—or stuck with tax surprises.

We’ll cover key decisions like naming primary vs. contingent beneficiaries, avoiding probate, and protecting your payout options. Whether you're setting up a new annuity or updating an old one, this episode could save your family serious stress—and money.

✅ What happens to an annuity after death ✅ Who you should (and shouldn’t) name as a beneficiary ✅ How to avoid common beneficiary designation mistakes

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