Are variable annuities worth the complexity and cost? In this episode, we break down the real story behind variable annuities — including their tax benefits, market risks, fees, and optional income guarantees. We explore how riders like the Guaranteed Lifetime Withdrawal Benefit (GLWB) work, and compare them to safer alternatives like fixed and indexed annuities. Whether you're evaluating income strategies or navigating inherited annuities, this episode gives you the insights and action steps to move forward with clarity.

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