In this episode of Retire Less with The Annuity Expert, we unravel the complexities of borrowing from your 401(k). Learn about 401(k) loans, hardship withdrawals, and alternative strategies like self-directed loans and IRAs. We’ll also explore smarter options like annuities and cash-value life insurance to protect your retirement while addressing immediate financial needs. Whether you’re considering tapping into your retirement savings or seeking alternatives, this episode provides expert advice to guide you toward the best decision for your future.