Most people think they pay for their own health insurance.

But that is usually not true — at least not fully.

In this episode of Reimagine Healthcare, Noah Volz breaks down one of the most important and least understood facts in American healthcare: almost everyone receives public support for healthcare, but some subsidies are visible while others are hidden.

Medicaid and Medicare are obvious government programs. The Oregon Health Plan is visible. Marketplace subsidies are visible. But employer-sponsored insurance also receives one of the largest subsidies in the entire healthcare system through the tax code.

It is called the employer-sponsored insurance tax exclusion.

When an employer pays part of your health insurance premium, that money is not taxed as income. You do not pay incom ...