Women leave an average of $1 million on the table over a career by not negotiating. This episode is the salary playbook nobody handed you — exactly how to ask for a raise, what to say when they push back, and the phrases that get the number.

If you've ever taken the first offer, accepted a "we don't have budget" without pushing, said "I'm worth more" and watched it land flat, or been told to "wait for next cycle" — this conversation gives you the specific scripts that work and the ones that don't.

Host Betsy Hamm covers when to ask for a raise, how to ask for a raise in writing vs in person, how to negotiate a job offer, what to do when HR says no, and the exact opening line that changes the entire conversation. Plus: how to talk about money with peers without it getting weird, and why the "I'm worth more" opener is the wrong move. ...