What if you could purchase a home with a low down payment without paying monthly mortgage insurance?

On this episode of Keys with The House Lady, Minnesota Realtor Estrella Carter sits down with Enda Moore, VP of Mortgage Lending with Guaranteed Rate Affinity, to talk about the Forget MI Program and what it could mean for qualified homebuyers.

Enda breaks down what mortgage insurance (MI) is, how it can affect a buyer’s monthly payment, how the Forget MI Program works, who may qualify, and why buyers shouldn’t assume they need 20% down—or perfect circumstances—to start exploring homeownership.

We also talk about common homebuying misconceptions, financing options, and why speaking with a lender and Realtor early in the process can help you under ...