Create emergency fund

26) Reduce car expenses

2) Start investing early

27) Buy term insurance

3) Set up 401(k)

28) Invest in gold

4) Save for downpayment

29) Invest in mutual funds

5) Pay off credit card

30) Prioritize needs vs wants

6) Reduce debt load

31) Avoid debt traps

7) Boost credit score

32) Create a financial plan

8) Automate savings plan

33) Contribute to IRA

9) Track monthly expenses

34) Save for child's education

10) Stick to budget

35) Increase saving rate

11) Get life insurance

36) Use coupons

12) Build retirement fund

37) Pay off morgage early

13) Diversify investments

38) Save for vacati ...