Ecommerce banking with Highbeam is what a financial platform built for online sellers actually looks like, and this episode breaks down exactly why that matters.

Stephen Brown, COO at LedgerGurus and co-owner of Sole Toscana, sits down with Samir Shergill, CEO and co-founder of Highbeam, to dig into why traditional banks fail ecommerce businesses, how specialized neobanks are stepping in to fill that void, and what responsible financial infrastructure looks like for DTC brands and online sellers.

They cover the real cost of merchant cash advances and why a 10% fee is almost never a 10% loan, how Highbeam approaches working capital lending for a segment traditional banks refuse to touch, why multiple bank accounts are a smart cash management strategy, and how focusing exclusively on ecommerce brands allows Highbeam to build tools that ...