Last day of July. We're at peak summer now. The heat has settled in like it owns the place. Cookouts are happening. Road trips are being planned or already survived. And somewhere in the back of your mind is the quiet realization that we're past the midpoint of the year. That can feel weird. Like you blinked and suddenly it's almost August. Maybe you had plans for the summer that haven't happened yet. Or goals for the year that are still sitting there. Waiting. But here's the thing. You're closi