What actually happens first when you decide to buy a home?

In this episode of City Nights to Porch Lights, Natalie and Kristin break down the beginning of the home buying journey -- and why so many people get stuck before they even start.

From fear of the unknown and misconceptions about down payments, to pre-approvals, timelines, and buyer consultations, this conversation walks through what the first steps really look like and why you don’t need everything figured out before reaching out for guidance.

They also discuss:

• The most common fears first-time buyers have
• Why 20% down isn’t always necessary
• What pre-approval actually means
• How lenders help buyers prepare financially
• What happens during a buyer consultation
• Why wants and needs often change during the search pro ...