What Are NY No-Fault Claims (Insurance Law § 5103 / PIP)? - Keetick L. Sanchez
Note sull'episodio
From K L Sanchez Law Office, P.C. - What Are NY No-Fault Claims (Insurance Law § 5103 / PIP)? breaks down how New York No-Fault insurance, also known as Personal Injury Protection, covers medical expenses, lost earnings, and other costs after a motor vehicle accident regardless of who caused the crash. The description walks through coverage limits, filing deadlines, and the circumstances under which an injured person may pursue additional compensation from an at-fault driver.
Keetick L. Sanchez of K L Sanchez Law Office, P.C. helps injured people understand their No-Fault benefits and address issues involving delayed or denied claims. Listeners will learn about the $50,000 basic No-Fault limit, the separate $2,000 death benefit, and how medical expenses, lost wages, and other reasonable expenses are covered under Insurance Law § 5103. The discussion also covers who is protected under New York's No-Fault law, including drivers, passengers, pedestrians, and certain household members.
The description also explains the process for filing a No-Fault claim, including written notice requirements, the NF-2 application, and the supporting documents needed, such as medical records, proof of lost income, and a physician's disability statement. It addresses New York's No-Fault filing deadlines, including the 30-day notice requirement, the 45-day deadline for medical bills, and the 90-day deadline for proof of lost earnings and other expenses.
Rounding out the discussion, the description touches on what happens when a No-Fault claim is denied or delayed, including options like No-Fault arbitration through the American Arbitration Association or filing a lawsuit against the insurer. It also covers when an injured person can sue beyond No-Fault under Insurance Law § 5104, and what qualifies as a serious injury under Insurance Law § 5102(d). K L Sanchez Law Office, P.C. serves injured clients throughout Queens from its Jackson Heights office.
K L Sanchez Law Office, P.C.
37-06 82nd St #304, Jackson Heights, NY 11372
(646) 701-7990