While the world debates meme coins and volatile altcoins, stablecoins like USDC, USDT, and DAI are quietly becoming the backbone of Web3 finance. In 2024, stablecoins processed over $11 trillion in on-chain volume — surpassing Visa. They’re instant, borderless, low-cost, and programmable, making them ideal for real-time payments, payroll, cross-border commerce, and more.

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