In the final episode of the ACI UK podcast series, the focus turns firmly to the future—bringing together three industry innovators to explore what lies ahead for the FX market. Hosts Noel Singh and Kim Myers are joined by Andy Coyne (CobaltFX), Guy Hopkins (FairXchange / United FinTech), and Christian Frahm (United FinTech) for a wide-ranging discussion on the next phase of evolution in FX.

The conversation reflects on how the pace of innovation has shifted—from the rapid transformation of electronic trading to today’s more incremental improvements—before diving into the forces most likely to drive the next wave of change. Artificial intelligence emerges as the central theme, with discussion ranging from early use cases to the longer-term implications of agentic workflows, digital employees, and hybrid human-machine decision-making. ...