On this month’s Debt Talk podcast, Ripon Ray explored structural health inequity, direct and indirect discrimination in the workplace, low income, and the inadequacy of the social security system to support minority communities.

Patrick Vernon OBE explained how minority communities are more likely to be in precarious jobs; and since cuts in public services began over a decade ago, the financial pressures have intensified for many people. The cost of living crisis is just an extension of the pressure.

Muna Yassin MBE - CEO of Fair Money Advice - spoke about how her organisation is seeing acute cases linked with priority debts ( with rent, council tax arrears, and fuel debts). A major issue, she feels, is that the current policy design does not take into accou ...