In this episode, Debt Talk explores one of the most important subjects during the cost of living crisis: ‘Eat, heat or pay your rent.

Already communities are stretched with their finances; they are skipping their meals to pay their rent or pay for fuel. Financial struggle has now become epidemic in low-income communities regardless of whether you are a worker, self-employed, pensioner or affected by disability. The question really is: how sustainable is it?

Ripon Ray, the debt expert, speaks to three panelists who bring experience from their local community, research, and the debt advice sector.

Barry Duckett, a struggling pensioner explains how he was barely surviving in a state pension during the pandemic and is now forced to make decisions to turn off his heating due ...