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Episode 7: The Credit Score Game
Most people know their credit score matters.
But very few people understand what it actually measures.
In this episode of Who Keeps Blocking Black Wealth, Dana and Harold break down the logic behind credit scores using a simple, relatable example: what you think about when someone asks to borrow money.
Because that same thought process — trust, consistency, and risk — is what the financial system tries to measure at scale.
The conversation explores:
what a credit score really represents
how behavior turns into a number
why the system can feel confusing or unfair
and why understanding it changes how you move
The episode also connects these ideas to a deeper principle found in scripture:
“My peop ...
Parole chiave
Black wealthFinancial literacy Money mythsWealth mindsetFinancial clarity Credit scorePersonal financeCredit educationLendingEconomic education