Roth vs. Traditional is one of the most common questions in retirement planning—and it’s also one of the most misunderstood. In this episode of The WealthWise Show, we break down Roth contributions/conversions vs. Traditional (pre-tax) contributions in plain English so you can make a decision based on your goals—not internet arguments or one-size-fits-all rules.

You’ll learn:

• What “Roth” and “Traditional” actually mean (and what’s getting taxed, and when)
• The real trade-off: tax savings today vs. flexibility later
• The 3 factors that usually drive the decision:
  1. your current income and tax situation
  2. your retirement timeline and expected income needs
  3. how much flexibility you want in retirement (tax planning options)
• When Roth ...