What makes one investor's offer stand out over another's—even when the numbers look the same?

In this episode, Angel hosts Fernando Arias and Anna Latysheva for a detailed walkthrough of how underwriting variables impact real estate valuations, investor returns, and bidding strategies. They examine the unseen levers—like DSCR, interest rates, amortization schedules, and capital expenditures—that can shift IRRs dramatically. With real-world scenarios and expert commentary, this episode provides valuable insights for both novice and seasoned investors navigating a tightening lending environment.

[00:01 - 04:14] Why Debt Terms Change the Game

• The significance of DSCR in determining actual loan amounts—not just LTV assumptions
• How interest rates and loan terms affect down ...