In this episode, we sit down with Katie to break down what financial planning actually means—and why so many people mistake having accounts, savings, or income for having a real plan.

We dive into Katie’s journey into financial advising, how her own relationship with money evolved, and why the role of a financial advisor is often misunderstood.

We also unpack the difference between simply “having stuff” like a 401(k), investments, or multiple accounts versus having a strategy that supports your real life now and your future goals.

For entrepreneurs, business owners, and anyone with inconsistent income, Katie shares how to plan when cash flow changes month to month—and why the mindset of “I can always make more money” can quietly create financial stress.

We also discuss how money impacts relationships, why ...