Welcome back to The Finance Garage! This week, Jonathan is joined by Christopher Joye, Chief Investment Officer of Coolabah Capital, known for his sharp market insights and data-driven take on Australia’s housing sector and fixed income markets.

They dive into the RBA’s recent rate cuts and what they signal for homebuyers, investors, and property prices in cities like Sydney and Melbourne. Chris breaks down how structural shifts—like the decline of the bank hybrid market—are reshaping income investing, and why old rules like “always hold bonds” may no longer hold up.

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